/* KGMAMF - Microfinance Platform Styles */
:root {
    --primary: #EC3642;
    --primary-dark: #c62828;
    --primary-light: #fdecec;
    --page-header-bg: #334148;
    --page-header-text: #ffffff;
    --accent-navy: #1a3a6c;
    --secondary: #334148;
    --branch-accent: #324054;
    --branch-accent-dark: #283545;
    --branch-accent-light: #eef1f5;
    --text: #333;
    --text-light: #666;
    --bg: #fff;
    --bg-alt: #f8f9fa;
    --border: #e0e0e0;
    --shadow: 0 2px 15px rgba(0,0,0,0.08);
    --radius: 8px;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

body {
    font-family: 'Open Sans', sans-serif;
    color: var(--text);
    line-height: 1.6;
    background: var(--bg);
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

a { color: var(--primary); text-decoration: none; }
a:hover { color: var(--primary-dark); }

/* Header */
.logo-img {
    height: 55px;
    width: auto;
    display: block;
}

.logo {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 0.15rem;
    text-decoration: none;
}

.logo-tagline {
    font-size: 0.72rem;
    font-weight: 600;
    color: var(--text-light);
    letter-spacing: 0.02em;
    line-height: 1.2;
}

.logo:hover .logo-tagline {
    color: var(--text-light);
}

.site-header {
    background: #fff;
    box-shadow: var(--shadow);
    position: sticky;
    top: 0;
    z-index: 1000;
}

.header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 1rem 20px;
}

.logo-text {
    font-size: 1.8rem;
    font-weight: 700;
    color: var(--primary);
}

.main-nav { display: flex; align-items: center; gap: 1rem; }

.nav-list {
    display: flex;
    list-style: none;
    gap: 0.5rem;
    align-items: center;
}

.nav-item { position: relative; }

.nav-item > a {
    display: block;
    padding: 0.75rem 1rem;
    color: var(--text);
    font-weight: 600;
    font-size: 0.9rem;
    transition: color 0.2s;
}

.nav-item > a:hover { color: var(--primary); }

.dropdown {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    background: #fff;
    box-shadow: var(--shadow);
    border-radius: var(--radius);
    min-width: 200px;
    list-style: none;
    padding: 0.5rem 0;
    z-index: 100;
}

.has-dropdown:hover .dropdown { display: block; }

.dropdown li a {
    display: block;
    padding: 0.6rem 1.2rem;
    color: var(--text);
    font-size: 0.85rem;
    white-space: nowrap;
}

.dropdown li a:hover {
    background: var(--primary-light);
    color: var(--primary);
}

.lang-switch {
    display: flex;
    gap: 0.25rem;
    margin-left: 1rem;
}

.lang-switch a {
    padding: 0.4rem 0.7rem;
    border: 1px solid var(--border);
    border-radius: 4px;
    font-size: 0.8rem;
    font-weight: 600;
    color: var(--text-light);
}

.lang-switch a.active {
    background: var(--page-header-bg);
    color: #fff;
    border-color: var(--page-header-bg);
}

.nav-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 5px;
}

.nav-toggle span {
    display: block;
    width: 25px;
    height: 3px;
    background: var(--text);
    border-radius: 2px;
}

/* Hero */
.hero {
    position: relative;
    background: url('/images/hero-bg.jpg') center center / cover no-repeat;
    color: #fff;
    padding: 5rem 0;
    min-height: 630px;
    display: flex;
    align-items: center;
}

.hero::before {
    content: '';
    position: absolute;
    inset: 0;
    background: rgba(0, 0, 0, 0.45);
}

.hero .container {
    position: relative;
    z-index: 1;
}

.hero-inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
    align-items: center;
}

.hero h1 {
    font-size: 3.5rem;
    margin-bottom: 1rem;
    line-height: 1.15;
    font-weight: 700;
}

.hero-subtitle {
    font-size: 2.5rem;
    line-height: 1.25;
    font-weight: 600;
    opacity: 0.95;
}

/* Home hero redesign */
.hero--home {
    padding: 0;
    min-height: auto;
    display: block;
    color: var(--text);
    background: #fff;
    overflow: hidden;
    position: relative;
}

.hero--home::before {
    display: none;
}

.hero--home-bg {
    position: absolute;
    inset: 0;
    background: center center / cover no-repeat;
    background-position: 58% center;
    z-index: 0;
}

.hero--home-bg::after {
    content: '';
    position: absolute;
    inset: 0;
    background:
        linear-gradient(90deg, rgba(255, 255, 255, 0.97) 0%, rgba(255, 255, 255, 0.94) 36%, rgba(255, 255, 255, 0.72) 50%, rgba(255, 255, 255, 0.2) 68%, rgba(255, 255, 255, 0) 82%),
        linear-gradient(to top, rgba(255, 255, 255, 0.98) 0%, rgba(255, 255, 255, 0.55) 12%, rgba(255, 255, 255, 0.15) 24%, transparent 38%);
}

.hero--home-main {
    position: relative;
    z-index: 1;
    padding: 2rem 20px 1.5rem;
    min-height: 560px;
    display: flex;
    align-items: center;
}

.hero--home-inner {
    grid-template-columns: minmax(0, 1.08fr) minmax(340px, 420px);
    gap: 2.5rem;
    align-items: center;
    width: 100%;
    padding: 0;
}

.hero--home-content {
    padding-top: 0.5rem;
    max-width: 640px;
}

.hero-eyebrow {
    font-size: 0.8rem;
    font-weight: 700;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    color: #1d62d0;
    margin-bottom: 0.75rem;
}

.hero-title-split {
    margin: 0 0 1.35rem;
    line-height: 1.02;
    font-weight: 800;
}

.hero-title-line1,
.hero-title-line2 {
    display: block;
}

.hero-title-line1 {
    font-size: clamp(2.5rem, 4.8vw, 3.75rem);
    color: #0a1d43;
}

.hero-title-line2 {
    font-size: clamp(2.5rem, 4.8vw, 3.75rem);
    color: #2b66f2;
}

.hero-promo-box {
    display: flex;
    align-items: flex-start;
    gap: 0.9rem;
    background: linear-gradient(135deg, #1d62d0 0%, #2b66f2 55%, #4d88ff 100%);
    color: #fff;
    border: 2px solid #fff;
    border-radius: 14px;
    padding: 1rem 1.2rem;
    max-width: 580px;
    box-shadow: 0 12px 36px rgba(29, 98, 208, 0.35), 0 0 0 1px rgba(255, 255, 255, 0.15) inset;
    margin-bottom: 1.75rem;
}

.hero-promo-icon {
    flex-shrink: 0;
    width: 34px;
    height: 34px;
    margin-top: 0.1rem;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.18);
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 6px;
}

.hero-promo-icon svg {
    width: 100%;
    height: 100%;
}

.hero-promo-text {
    display: flex;
    flex-direction: column;
    gap: 0.15rem;
}

.hero-promo-line {
    display: block;
    line-height: 1.35;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.02em;
}

.hero-promo-line--white {
    font-size: 0.88rem;
    color: #fff;
}

.hero-promo-line--yellow {
    font-size: 0.92rem;
    color: #ffde00;
}

.hero-promo-and {
    color: #fff;
    font-size: 0.82rem;
    font-weight: 600;
    text-transform: lowercase;
    margin-left: 0.2rem;
}

.hero-promo-bottom {
    display: flex;
    align-items: center;
    gap: 0.65rem;
    margin-top: 0.2rem;
}

.hero-promo-zero {
    display: inline-block;
    font-size: 2.4rem;
    line-height: 1;
    color: #ffde00;
    font-weight: 800;
    flex-shrink: 0;
}

.hero-promo-admin {
    display: flex;
    flex-direction: column;
    font-size: 0.88rem;
    line-height: 1.2;
    color: #fff;
    font-weight: 700;
    letter-spacing: 0.02em;
}

.hero-features {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 1.25rem;
}

.hero-features--inline {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    align-items: flex-start;
    gap: 2rem 2.5rem;
    padding: 0;
    border-top: none;
    max-width: none;
    width: 100%;
    margin: 0 auto;
}

.hero-features--inline .hero-feature {
    flex: 0 1 220px;
}

.hero-feature {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
}

.hero-feature-icon {
    flex-shrink: 0;
    width: 38px;
    height: 38px;
    border-radius: 50%;
    background: rgba(29, 98, 208, 0.1);
    color: #1d62d0;
    display: flex;
    align-items: center;
    justify-content: center;
}

.hero-feature-icon svg {
    width: 20px;
    height: 20px;
}

.hero-feature-icon--zero {
    font-size: 0.85rem;
    font-weight: 800;
}

.hero-feature strong {
    display: block;
    color: #0a1d43;
    font-size: 0.92rem;
    margin-bottom: 0.1rem;
}

.hero-feature span {
    display: block;
    color: var(--text-light);
    font-size: 0.78rem;
    line-height: 1.4;
}

.hero-trust-bar {
    position: relative;
    z-index: 2;
    padding: 0 0 2.5rem;
    margin-top: -1.5rem;
    background: transparent;
}

.hero-trust-card {
    background: #fff;
    border-radius: 16px;
    box-shadow: 0 10px 40px rgba(15, 23, 42, 0.08);
    padding: 1.35rem 0;
    border: 1px solid rgba(226, 232, 240, 0.9);
}

.hero-trust-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
}

.hero-trust-item {
    display: flex;
    align-items: center;
    gap: 0.85rem;
    padding: 0.35rem 1.5rem;
    border-right: 1px solid #e5e7eb;
}

.hero-trust-item:last-child {
    border-right: none;
}

.hero-trust-icon {
    flex-shrink: 0;
    width: 44px;
    height: 44px;
    min-width: 44px;
    min-height: 44px;
    border-radius: 10px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    line-height: 0;
    box-sizing: border-box;
    overflow: hidden;
}

.hero-trust-icon svg {
    display: block;
    width: 22px;
    height: 22px;
    min-width: 22px;
    min-height: 22px;
    margin: 0;
    flex-shrink: 0;
}

.hero-trust-icon--blue {
    background: #e8f0fe;
    color: #2563eb;
}

.hero-trust-icon--green {
    background: #e7f7ee;
    color: #16a34a;
}

.hero-trust-icon--orange {
    background: #fef3e2;
    color: #ea580c;
}

.hero-trust-icon--purple {
    background: #f3e8ff;
    color: #9333ea;
}

.hero-trust-item strong {
    display: block;
    font-size: 0.95rem;
    font-weight: 700;
    color: #1a2b4b;
    margin-bottom: 0.15rem;
    line-height: 1.3;
}

.hero-trust-item div span {
    display: block;
    font-size: 0.82rem;
    line-height: 1.4;
    color: #6b7280;
}

.hero--home-calculator {
    position: relative;
    z-index: 2;
    justify-self: end;
    width: 100%;
    max-width: 420px;
}

.calculator-box--home {
    --primary: #1d62d0;
    --page-header-bg: #1d62d0;
    border-radius: 16px;
    padding: 1.4rem 1.4rem 1.15rem;
    box-shadow: 0 22px 50px rgba(10, 29, 67, 0.2);
    border: 1px solid rgba(29, 98, 208, 0.1);
}

.calculator-box-header {
    display: flex;
    align-items: center;
    gap: 0.65rem;
    margin-bottom: 1.15rem;
}

.calculator-box-icon {
    width: 34px;
    height: 34px;
    border-radius: 8px;
    background: rgba(29, 98, 208, 0.1);
    color: #1d62d0;
    display: flex;
    align-items: center;
    justify-content: center;
}

.calculator-box-icon svg {
    width: 20px;
    height: 20px;
}

.calculator-box--home h3 {
    color: #1d62d0 !important;
    margin: 0;
    font-size: 1.12rem;
    font-weight: 700;
}

.calculator-box--home .amount-display {
    background: #eff6ff;
    border-radius: 10px;
    padding: 0.85rem;
}

.calculator-box--home .amount-currency,
.calculator-box--home .amount-value {
    color: #1d62d0;
}

.calculator-box--home .amount-range {
    background: linear-gradient(to right, #1d62d0 0%, #1d62d0 var(--range-progress, 1%), #ddd var(--range-progress, 1%), #ddd 100%) !important;
}

.calculator-box--home .amount-range::-webkit-slider-thumb,
.calculator-box--home .amount-range::-moz-range-thumb {
    background: #1d62d0 !important;
}

.calculator-box--home .calc-tier-info {
    background: #f3f6fa;
    border: 1px solid #e4ebf3;
    border-radius: 10px;
}

.calculator-box--home .tier-info-value {
    color: #0a1d43;
}

.calculator-result--home {
    margin-top: 1rem;
    padding-top: 0;
    border-top: none;
}

.calculator-result--home .calc-payment-highlight {
    display: flex;
    align-items: center;
    justify-content: center;
    flex-wrap: wrap;
    gap: 0.35rem;
    background: linear-gradient(135deg, #1d62d0 0%, #1554b8 100%);
    color: #fff;
    padding: 1.05rem 1.15rem;
    border-radius: 10px;
    margin-bottom: 0;
    cursor: default;
}

.calculator-result--home .calc-payment-highlight span {
    display: inline;
    color: #fff;
    font-size: 0.95rem;
    margin: 0;
    font-weight: 600;
}

.calculator-result--home .calc-payment-highlight strong {
    display: inline;
    color: #fff;
    font-size: 1.15rem;
    font-weight: 800;
    margin: 0;
}

.calc-summary-grid--hidden {
    display: none !important;
}

/* Page hero (inner pages) */
.page-hero {
    position: relative;
    background: center center / cover no-repeat;
    color: #fff;
    padding: 4rem 0;
    min-height: 280px;
    display: flex;
    align-items: center;
    text-align: center;
}

.page-hero::before {
    content: '';
    position: absolute;
    inset: 0;
    background: rgba(0, 0, 0, 0.5);
}

.page-hero-inner {
    position: relative;
    z-index: 1;
}

.page-hero h1 {
    font-size: 2.2rem;
    margin-bottom: 0.75rem;
    line-height: 1.2;
    color: #fff;
}

.page-hero-subtitle {
    font-size: 1.05rem;
    opacity: 0.9;
    max-width: 700px;
    margin: 0 auto;
}

.page-hero .breadcrumb {
    justify-content: center;
    margin-bottom: 1rem;
    color: rgba(255, 255, 255, 0.75);
}

.page-hero .breadcrumb a {
    color: #fff;
}

.page-hero .breadcrumb a:hover {
    color: rgba(255, 255, 255, 0.85);
}

.page-hero .breadcrumb span:last-child {
    color: rgba(255, 255, 255, 0.9);
}

/* Calculator */
.calculator-box {
    background: #fff;
    border-radius: var(--radius);
    padding: 2rem;
    color: var(--text);
    box-shadow: var(--shadow);
}

.calculator-box h3 {
    color: var(--primary);
    margin-bottom: 1.5rem;
    font-size: 1.3rem;
}

.calculator-box--home h3,
.calculator-box .calculator-box-header h3 {
    margin-bottom: 0;
}

.calculator-form .form-group {
    margin-bottom: 1rem;
}

.calculator-form label {
    display: block;
    font-weight: 600;
    margin-bottom: 0.4rem;
    font-size: 0.9rem;
}

.calculator-form select,
.calculator-form input:not([type="range"]):not([type="hidden"]) {
    width: 100%;
    padding: 0.75rem;
    border: 1px solid var(--border);
    border-radius: var(--radius);
    font-size: 1rem;
}

/* Amount slider */
.amount-slider-group {
    margin-bottom: 0.5rem;
}

.amount-slider-group label {
    display: block;
    font-weight: 600;
    margin-bottom: 0.75rem;
    font-size: 0.9rem;
}

.amount-slider-group .required {
    color: #c0392b;
}

.amount-range-label {
    font-weight: 400;
    color: var(--text-light);
    font-size: 0.85rem;
}

.amount-display {
    text-align: center;
    margin-bottom: 1rem;
    padding: 0.75rem;
    background: rgba(51, 65, 72, 0.1);
    border-radius: var(--radius);
}

.amount-currency {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--page-header-bg);
    vertical-align: top;
}

.amount-value {
    font-size: 2.2rem;
    font-weight: 700;
    color: var(--page-header-bg);
    line-height: 1;
}

.amount-range {
    -webkit-appearance: none;
    appearance: none;
    width: 100%;
    height: 8px;
    border-radius: 4px;
    background: linear-gradient(to right, var(--primary) 0%, var(--primary) var(--range-progress, 1%), #ddd var(--range-progress, 1%), #ddd 100%);
    outline: none;
    cursor: pointer;
    margin: 0.5rem 0;
}

.amount-range::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: var(--primary);
    border: 3px solid #fff;
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.25);
    cursor: grab;
    transition: transform 0.15s;
}

.amount-range::-webkit-slider-thumb:hover {
    transform: scale(1.15);
}

.amount-range::-webkit-slider-thumb:active {
    cursor: grabbing;
    transform: scale(1.1);
}

.amount-range::-moz-range-thumb {
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: var(--primary);
    border: 3px solid #fff;
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.25);
    cursor: grab;
}

.amount-range::-moz-range-track {
    height: 8px;
    border-radius: 4px;
    background: #ddd;
}

.amount-range-labels {
    display: flex;
    justify-content: space-between;
    font-size: 0.8rem;
    color: var(--text-light);
    margin-top: 0.25rem;
}

.tier-duration-display {
    font-weight: 700;
    color: var(--page-header-bg);
    font-size: 1.1rem;
    margin: 0;
}

.contact-form .amount-slider-group label {
    display: block;
    font-weight: 600;
    margin-bottom: 0.75rem;
}

.calculator-result {
    margin-top: 1.5rem;
    padding-top: 1.5rem;
    border-top: 1px solid var(--border);
}

.calc-tier-info {
    background: var(--bg-alt);
    border-radius: var(--radius);
    padding: 1rem;
    margin-top: 0.5rem;
}

.tier-info-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 0.75rem;
}

.tier-info-item {
    text-align: center;
}

.tier-info-label {
    display: block;
    font-size: 0.75rem;
    color: var(--text-light);
    text-transform: uppercase;
    letter-spacing: 0.3px;
    margin-bottom: 0.25rem;
}

.tier-info-value {
    display: block;
    font-weight: 700;
    color: var(--page-header-bg);
    font-size: 0.95rem;
}

.calc-payment-highlight {
    text-align: center;
    background: rgba(51, 65, 72, 0.1);
    padding: 1.25rem;
    border-radius: var(--radius);
    margin-bottom: 1rem;
}

.calc-payment-highlight span {
    display: block;
    font-size: 0.9rem;
    color: var(--text-light);
    margin-bottom: 0.25rem;
}

.calc-payment-highlight strong {
    font-size: 2rem;
    color: var(--page-header-bg);
}

.calc-summary-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 0.75rem;
    margin-bottom: 1.25rem;
}

.calc-summary-item {
    text-align: center;
    padding: 0.75rem 0.5rem;
    background: var(--bg-alt);
    border-radius: var(--radius);
}

.calc-summary-item span {
    display: block;
    font-size: 0.75rem;
    color: var(--text-light);
    margin-bottom: 0.25rem;
}

.calc-summary-item strong {
    font-size: 0.95rem;
    color: var(--text);
}

.calculator-result .btn {
    width: 100%;
}

.calculator-result strong {
    font-size: 1.5rem;
    color: var(--page-header-bg);
}

.calculator-disclaimer {
    margin: 1.25rem 0 0;
    padding-top: 1rem;
    border-top: 1px solid var(--border);
    font-size: 0.85rem;
    line-height: 1.5;
    color: var(--text-light);
}

.calculator-disclaimer--home {
    margin: 0.85rem 0 0;
    padding-top: 0;
    border-top: none;
    font-size: 0.78rem;
    line-height: 1.45;
    color: #6b7280;
}

/* Buttons */
.btn {
    display: inline-block;
    padding: 0.75rem 1.5rem;
    border: none;
    border-radius: var(--radius);
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.2s;
    text-align: center;
}

.btn-primary {
    background: var(--primary);
    color: #fff;
}

.btn-primary:hover {
    background: var(--primary-dark);
    color: #fff;
}

.btn-secondary {
    background: var(--primary);
    color: #fff;
}

.btn-secondary:hover {
    background: var(--primary-dark);
    color: #fff;
}

/* Stats */
.stats-section {
    background: var(--bg-alt);
    padding: 3rem 0;
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 2rem;
    text-align: center;
}

.stat-number {
    display: block;
    font-size: 2.5rem;
    font-weight: 700;
    color: var(--primary);
}

.stat-label {
    font-size: 0.85rem;
    color: var(--text-light);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

/* Sections */
section { padding: 4rem 0; }

.section-title {
    text-align: center;
    font-size: 2rem;
    color: var(--primary);
    margin-bottom: 1rem;
}

.section-desc {
    text-align: center;
    max-width: 800px;
    margin: 0 auto 3rem;
    color: var(--text-light);
}

/* Services section */
.services-section {
    background: #fff;
    padding: 4rem 0;
}

.services-page {
    background: #fff;
    padding-top: 2rem;
    padding-bottom: 3rem;
}

.services-header {
    text-align: center;
    max-width: 820px;
    margin: 0 auto 3rem;
}

.services-label {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 1rem;
    margin-bottom: 1rem;
}

.services-label-line {
    width: 40px;
    height: 2px;
    background: var(--primary);
}

.services-label-text {
    color: var(--primary);
    font-size: 0.8rem;
    font-weight: 700;
    letter-spacing: 1.5px;
    text-transform: uppercase;
}

.services-title {
    font-size: 2.2rem;
    color: var(--accent-navy);
    margin-bottom: 1rem;
    line-height: 1.25;
}

.services-desc {
    color: var(--text-light);
    font-size: 1rem;
    line-height: 1.7;
}

.text-highlight {
    color: var(--primary);
    font-weight: 700;
}

.service-cards-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.25rem;
    margin-bottom: 1.25rem;
}

.service-card-v2 {
    --card-color: #1a3a6c;
    background: #fff;
    border-radius: 12px;
    box-shadow: 0 2px 16px rgba(0, 0, 0, 0.07);
    overflow: hidden;
    display: flex;
    flex-direction: column;
    transition: transform 0.2s, box-shadow 0.2s;
}

.service-card-v2:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.1);
}

.service-card-v2-header {
    background: var(--card-color);
    color: #fff;
    padding: 1.75rem 1.25rem 1.5rem;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.service-card-v2-watermark {
    position: absolute;
    right: -10px;
    bottom: -10px;
    opacity: 0.12;
    width: 90px;
    height: 90px;
}

.service-card-v2-watermark svg {
    width: 100%;
    height: 100%;
}

.service-card-v2-icon {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background: #fff;
    color: var(--card-color);
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 0.75rem;
    position: relative;
    z-index: 1;
}

.service-card-v2-icon svg {
    width: 28px;
    height: 28px;
}

.service-card-v2-title {
    font-size: 1.05rem;
    font-weight: 700;
    margin: 0 0 0.25rem;
    position: relative;
    z-index: 1;
}

.service-card-v2-subtitle {
    font-size: 0.85rem;
    opacity: 0.85;
    margin: 0;
    position: relative;
    z-index: 1;
}

.service-card-v2-body {
    padding: 1.25rem 1.25rem 1.5rem;
    display: flex;
    flex-direction: column;
    flex: 1;
}

.service-card-v2-checklist {
    list-style: none;
    margin: 0 0 1.25rem;
    padding: 0;
    flex: 1;
}

.service-card-v2-checklist li {
    display: flex;
    align-items: flex-start;
    gap: 0.6rem;
    font-size: 0.88rem;
    color: var(--text-light);
    line-height: 1.45;
    margin-bottom: 0.65rem;
}

.service-card-v2-checklist .check-icon {
    width: 18px;
    height: 18px;
    min-width: 18px;
    border: 2px solid var(--card-color);
    border-radius: 50%;
    margin-top: 1px;
    position: relative;
}

.service-card-v2-checklist .check-icon::after {
    content: '';
    position: absolute;
    left: 4px;
    top: 1px;
    width: 5px;
    height: 9px;
    border: solid var(--card-color);
    border-width: 0 2px 2px 0;
    transform: rotate(45deg);
}

.service-card-v2-btn {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.4rem;
    background: #f0f2f5;
    color: var(--card-color);
    font-weight: 600;
    font-size: 0.9rem;
    padding: 0.7rem 1rem;
    border-radius: 6px;
    text-decoration: none;
    transition: background 0.2s;
    margin-top: auto;
}

.service-card-v2-btn svg {
    width: 18px;
    height: 18px;
}

.service-card-v2-btn:hover {
    background: #e4e8ed;
    color: var(--card-color);
}

/* Featured business card */
.service-card-featured {
    --card-color: #1a3a6c;
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    background: var(--card-color);
    border-radius: 14px;
    overflow: hidden;
    box-shadow: 0 4px 20px rgba(26, 58, 108, 0.2);
    min-height: 280px;
}

.service-card-featured-content {
    padding: 2rem 2rem 2rem 2.5rem;
    color: #fff;
    display: flex;
    gap: 1.25rem;
}

.service-card-featured-icon {
    width: 64px;
    height: 64px;
    min-width: 64px;
    border-radius: 50%;
    background: #fff;
    color: var(--card-color);
    display: flex;
    align-items: center;
    justify-content: center;
}

.service-card-featured-icon svg {
    width: 32px;
    height: 32px;
}

.service-card-featured-text h3 {
    font-size: 1.25rem;
    margin: 0 0 0.25rem;
    line-height: 1.3;
}

.service-card-featured-subtitle {
    font-size: 0.9rem;
    opacity: 0.8;
    margin: 0 0 1.25rem;
}

.service-card-featured-items {
    display: flex;
    flex-direction: column;
    gap: 0.85rem;
    margin-bottom: 1.25rem;
}

.service-card-featured-item {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
}

.service-card-featured-item-icon {
    width: 36px;
    height: 36px;
    min-width: 36px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.15);
    display: flex;
    align-items: center;
    justify-content: center;
}

.service-card-featured-item-icon svg {
    width: 18px;
    height: 18px;
    fill: #fff;
}

.service-card-featured-item strong {
    display: block;
    font-size: 0.9rem;
    margin-bottom: 0.1rem;
}

.service-card-featured-item span {
    font-size: 0.82rem;
    opacity: 0.75;
    line-height: 1.4;
}

.service-card-featured-btn {
    display: inline-flex;
    align-items: center;
    gap: 0.4rem;
    background: rgba(255, 255, 255, 0.15);
    color: #fff;
    font-weight: 600;
    font-size: 0.9rem;
    padding: 0.6rem 1.25rem;
    border-radius: 6px;
    text-decoration: none;
    border: 1px solid rgba(255, 255, 255, 0.25);
    transition: background 0.2s;
}

.service-card-featured-btn svg {
    width: 18px;
    height: 18px;
}

.service-card-featured-btn:hover {
    background: rgba(255, 255, 255, 0.25);
    color: #fff;
}

.service-card-featured-visual {
    background: #eef2f7;
    display: flex;
    align-items: flex-end;
    justify-content: center;
    overflow: hidden;
}

.service-card-featured-visual img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

@media (max-width: 1100px) {
    .service-cards-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .service-card-featured {
        grid-template-columns: 1fr;
    }

    .service-card-featured-visual {
        min-height: 180px;
    }
}

@media (max-width: 600px) {
    .service-cards-grid {
        grid-template-columns: 1fr;
    }

    .services-title {
        font-size: 1.7rem;
    }

    .service-card-featured-content {
        flex-direction: column;
        padding: 1.5rem;
    }
}

/* Cards */
.cards-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}

.card {
    background: #fff;
    border-radius: var(--radius);
    padding: 2rem;
    box-shadow: var(--shadow);
    transition: transform 0.2s;
}

.card:hover { transform: translateY(-3px); }

.card h3 {
    color: var(--primary);
    margin-bottom: 1rem;
}

.card-link {
    display: inline-block;
    margin-top: 1rem;
    font-weight: 600;
}

.story-card blockquote {
    font-style: italic;
    color: var(--text-light);
    margin-bottom: 1.5rem;
    border-left: 3px solid var(--primary);
    padding-left: 1rem;
}

/* Home — Success Stories & News */
.home-stories-section,
.home-news-section {
    padding: 4rem 0;
}

.home-stories-section {
    background: #fff;
}

.home-news-section {
    background: #f5f7fa;
}

.home-section-header {
    text-align: center;
    max-width: 680px;
    margin: 0 auto 2.5rem;
}

.home-section-icon {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background: var(--primary);
    color: #fff;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1rem;
}

.home-section-icon svg {
    width: 22px;
    height: 22px;
}

.home-section-header h2 {
    font-size: 2rem;
    color: var(--accent-navy);
    margin: 0 0 0.65rem;
    line-height: 1.2;
}

.home-section-header p {
    color: var(--text-light);
    font-size: 1rem;
    margin: 0;
    line-height: 1.6;
}

.home-stories-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 1.5rem;
}

.home-story-card {
    position: relative;
    background: #fff;
    border-radius: 12px;
    box-shadow: 0 2px 14px rgba(0, 0, 0, 0.07);
    padding: 2rem 2rem 1.5rem;
    border-top: 4px solid var(--primary);
    border-left: 4px solid var(--primary);
    overflow: hidden;
}

.home-story-quote-mark {
    font-size: 4rem;
    line-height: 1;
    color: rgba(236, 54, 66, 0.18);
    font-family: Georgia, serif;
    user-select: none;
}

.home-story-quote-mark--open {
    position: absolute;
    top: 0.5rem;
    left: 1rem;
}

.home-story-quote-mark--close {
    font-size: 1.5rem;
    color: #fff;
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: var(--primary);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    margin-left: auto;
}

.home-story-card blockquote {
    font-style: italic;
    color: var(--text-light);
    font-size: 0.95rem;
    line-height: 1.7;
    margin: 0.5rem 0 1.5rem;
    padding: 0;
    border: none;
}

.home-story-footer {
    display: flex;
    align-items: center;
    gap: 0.85rem;
}

.home-story-avatar {
    width: 52px;
    height: 52px;
    border-radius: 50%;
    object-fit: cover;
    border: 2px solid var(--primary-light);
    flex-shrink: 0;
}

.home-story-author strong {
    display: block;
    color: var(--primary);
    font-size: 0.95rem;
    margin-bottom: 0.15rem;
}

.home-story-author span {
    display: block;
    color: var(--text-light);
    font-size: 0.82rem;
}

.home-news-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 1.5rem;
    margin-bottom: 2rem;
}

.home-news-card {
    background: #fff;
    border-radius: 12px;
    box-shadow: 0 2px 14px rgba(0, 0, 0, 0.07);
    overflow: hidden;
    display: flex;
    flex-direction: column;
}

.home-news-image-wrap {
    position: relative;
    height: 200px;
    overflow: hidden;
}

.home-news-image {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

.home-news-card-icon {
    position: absolute;
    bottom: -22px;
    left: 1.25rem;
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background: var(--primary);
    color: #fff;
    border: 3px solid #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    z-index: 2;
}

.home-news-card-icon svg {
    width: 22px;
    height: 22px;
}

.home-news-body {
    padding: 2rem 1.5rem 1.25rem;
    flex: 1;
    display: flex;
    flex-direction: column;
}

.home-news-body h3 {
    color: var(--primary);
    font-size: 1.05rem;
    line-height: 1.35;
    margin: 0 0 0.75rem;
}

.home-news-body p {
    color: var(--text-light);
    font-size: 0.9rem;
    line-height: 1.6;
    margin: 0 0 1rem;
    flex: 1;
}

.home-news-footer {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
}

.home-news-link {
    color: var(--primary);
    font-weight: 600;
    font-size: 0.9rem;
    text-decoration: none;
}

.home-news-link:hover {
    text-decoration: underline;
}

.home-news-arrow {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    border: 2px solid rgba(236, 54, 66, 0.35);
    color: var(--primary);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    text-decoration: none;
    transition: background 0.2s, color 0.2s;
    flex-shrink: 0;
}

.home-news-arrow svg {
    width: 18px;
    height: 18px;
}

.home-news-arrow:hover {
    background: var(--primary);
    color: #fff;
    border-color: var(--primary);
}

.home-news-cta {
    text-align: center;
}

.btn-news-all {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    background: var(--primary);
    color: #fff;
    padding: 0.85rem 2rem;
    border-radius: 8px;
    font-weight: 600;
    font-size: 1rem;
    text-decoration: none;
    transition: background 0.2s;
}

.btn-news-all svg {
    width: 20px;
    height: 20px;
}

.btn-news-all:hover {
    background: var(--primary-dark);
    color: #fff;
}

@media (max-width: 768px) {
    .home-stories-grid,
    .home-news-grid {
        grid-template-columns: 1fr;
    }

    .home-section-header h2 {
        font-size: 1.65rem;
    }
}

.story-author strong { display: block; color: var(--primary); }
.story-author span { font-size: 0.85rem; color: var(--text-light); }

.location-card.head-office { border-top: 3px solid var(--secondary); }

/* Branch network page */
.branch-network-section {
    background: #f5f7fa;
    padding: 4rem 0 5rem;
}

.branch-network-header {
    text-align: center;
    max-width: 720px;
    margin: 0 auto 3rem;
}

.branch-network-label {
    display: block;
    color: var(--branch-accent);
    font-size: 0.8rem;
    font-weight: 700;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    margin-bottom: 0.75rem;
}

.branch-network-header h1,
.branch-network-header h2 {
    font-size: 2.4rem;
    color: #1e293b;
    margin-bottom: 0.75rem;
    line-height: 1.2;
}

.branch-network-header p {
    color: var(--text-light);
    font-size: 1.05rem;
    margin-bottom: 1.5rem;
}

.branch-network-divider {
    width: 60px;
    height: 3px;
    background: var(--branch-accent);
    margin: 0 auto;
    border-radius: 2px;
}

.branch-network-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 1.5rem;
}

.branch-network-card {
    background: #fff;
    border-radius: 10px;
    box-shadow: 0 2px 12px rgba(0, 0, 0, 0.06);
    border-top: 4px solid var(--branch-accent);
    padding: 1.5rem;
    display: flex;
    flex-direction: column;
}

.branch-network-card-top {
    display: flex;
    align-items: flex-start;
    gap: 1rem;
    margin-bottom: 0.75rem;
}

.branch-network-icon {
    width: 48px;
    height: 48px;
    min-width: 48px;
    border-radius: 50%;
    background: var(--branch-accent);
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
}

.branch-network-icon svg {
    width: 24px;
    height: 24px;
}

.branch-network-card-title h3 {
    font-size: 1.15rem;
    color: #1e293b;
    margin: 0 0 0.25rem;
    line-height: 1.3;
}

.branch-network-badge {
    display: inline-block;
    font-size: 0.75rem;
    font-weight: 600;
    color: var(--branch-accent);
    background: var(--branch-accent-light);
    padding: 0.15rem 0.5rem;
    border-radius: 4px;
}

.branch-network-address {
    color: var(--text-light);
    font-size: 0.9rem;
    line-height: 1.5;
    margin: 0 0 0.75rem;
}

.branch-network-detail {
    font-size: 0.88rem;
    color: var(--text-light);
    line-height: 1.5;
    margin: 0 0 0.45rem;
}

.branch-network-detail a {
    color: var(--branch-accent);
    text-decoration: none;
}

.branch-network-detail a:hover {
    text-decoration: underline;
}

.branch-network-phones {
    font-size: 0.88rem;
    color: var(--text-light);
    margin: 0 0 1rem;
}

.branch-network-phones ul {
    list-style: none;
    margin: 0.35rem 0 0;
    padding: 0;
}

.branch-network-phones li {
    margin-bottom: 0.2rem;
}

.branch-network-phones a {
    color: var(--branch-accent);
    text-decoration: none;
}

.branch-network-phones a:hover {
    text-decoration: underline;
}

.branch-network-map {
    width: 100%;
    height: 180px;
    border-radius: 8px;
    margin-bottom: 1rem;
    border: 1px solid #e2e8f0;
    overflow: hidden;
    z-index: 1;
}

.branch-network-actions {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 0.75rem;
    margin-top: auto;
    flex-wrap: wrap;
}

.btn-directions {
    display: inline-flex;
    align-items: center;
    gap: 0.4rem;
    background: var(--branch-accent);
    color: #fff;
    padding: 0.55rem 1rem;
    border-radius: 6px;
    font-size: 0.9rem;
    font-weight: 600;
    text-decoration: none;
    transition: background 0.2s;
}

.btn-directions:hover {
    background: var(--branch-accent-dark);
    color: #fff;
}

.btn-branch-email {
    display: inline-flex;
    align-items: center;
    gap: 0.4rem;
    background: #fff;
    color: var(--branch-accent);
    border: 2px solid var(--branch-accent);
    padding: 0.5rem 0.85rem;
    border-radius: 6px;
    font-size: 0.88rem;
    font-weight: 600;
    cursor: pointer;
    transition: background 0.2s, color 0.2s;
}

.btn-branch-email:hover {
    background: var(--branch-accent);
    color: #fff;
}

.branch-maps-link {
    display: inline-flex;
    align-items: center;
    gap: 0.35rem;
    color: var(--branch-accent);
    font-size: 0.88rem;
    font-weight: 600;
    text-decoration: none;
}

.branch-maps-link:hover {
    color: var(--branch-accent-dark);
    text-decoration: underline;
}

.branch-email-modal {
    position: fixed;
    inset: 0;
    z-index: 2000;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 1rem;
}

.branch-email-modal[hidden] {
    display: none !important;
}

.branch-email-modal-backdrop {
    position: absolute;
    inset: 0;
    background: rgba(15, 23, 42, 0.55);
}

.branch-email-modal-dialog {
    position: relative;
    width: 100%;
    max-width: 560px;
    background: #fff;
    border-radius: 12px;
    padding: 1.5rem;
    box-shadow: 0 20px 50px rgba(0, 0, 0, 0.2);
    max-height: calc(100vh - 2rem);
    overflow-y: auto;
}

.branch-email-modal-close {
    position: absolute;
    top: 0.75rem;
    right: 0.85rem;
    border: none;
    background: transparent;
    font-size: 1.75rem;
    line-height: 1;
    color: #64748b;
    cursor: pointer;
}

.branch-email-modal-dialog h3 {
    margin: 0 0 0.35rem;
    color: var(--accent-navy);
    font-size: 1.35rem;
}

.branch-email-modal-subtitle {
    margin: 0 0 1.25rem;
    color: var(--text-light);
    font-size: 0.95rem;
}

.branch-email-modal-actions {
    display: flex;
    justify-content: flex-end;
    gap: 0.75rem;
    margin-top: 0.5rem;
}

.branch-email-form .form-error {
    color: var(--primary);
    font-size: 0.9rem;
    margin-bottom: 0.75rem;
}

body.branch-email-modal-open {
    overflow: hidden;
}

.branch-network-decor {
    border-top-color: #b8c0cc;
    padding: 0;
    overflow: hidden;
    min-height: 320px;
}

.branch-network-decor-img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

.branch-map-pin {
    background: transparent;
    border: none;
}

.branch-map-pin-inner {
    width: 28px;
    height: 36px;
    background: var(--branch-accent);
    border-radius: 50% 50% 50% 0;
    transform: rotate(-45deg);
    position: relative;
    box-shadow: 0 2px 6px rgba(50, 64, 84, 0.4);
}

.branch-map-pin-inner::after {
    content: '';
    width: 10px;
    height: 10px;
    background: #fff;
    border-radius: 50%;
    position: absolute;
    top: 7px;
    left: 9px;
}

.leaflet-popup-content-wrapper {
    border-radius: 8px;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.12);
}

.leaflet-popup-content {
    margin: 10px 14px;
    font-size: 0.85rem;
    line-height: 1.4;
}

@media (max-width: 992px) {
    .branch-network-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 640px) {
    .branch-network-grid {
        grid-template-columns: 1fr;
    }

    .branch-network-header h1,
    .branch-network-header h2 {
        font-size: 1.8rem;
    }

    .branch-network-actions {
        flex-direction: column;
        align-items: stretch;
    }

    .btn-directions {
        justify-content: center;
    }

    .branch-maps-link {
        justify-content: center;
    }
}

.branch-map {
    width: 100%;
    height: 220px;
    border-radius: var(--radius);
    margin-top: 1rem;
    border: 1px solid var(--border);
    z-index: 1;
}

.map-directions-link {
    display: inline-block;
    margin-top: 0.75rem;
    font-size: 0.9rem;
    font-weight: 600;
}

.badge {
    display: inline-block;
    background: var(--secondary);
    color: #fff;
    padding: 0.25rem 0.75rem;
    border-radius: 20px;
    font-size: 0.75rem;
    margin-top: 0.5rem;
}

.news-date {
    font-size: 0.85rem;
    color: var(--text-light);
    display: block;
    margin-bottom: 0.5rem;
}

/* Page */
.page-header {
    background: var(--page-header-bg);
    padding: 3rem 0;
    text-align: center;
    color: var(--page-header-text);
}

.page-header h1 {
    color: var(--page-header-text);
    font-size: 2.2rem;
}

.page-header .page-subtitle {
    color: rgba(255, 255, 255, 0.85);
}

.page-header .breadcrumb {
    color: rgba(255, 255, 255, 0.7);
}

.page-header .breadcrumb a {
    color: #fff;
}

.page-header .breadcrumb a:hover {
    color: var(--primary-light);
}

.page-content { padding: 3rem 0; }

.content-body h2 {
    color: var(--accent-navy);
    margin: 2rem 0 1rem;
}

.content-body ul {
    margin-left: 1.5rem;
    margin-bottom: 1rem;
}

.content-body li { margin-bottom: 0.5rem; }

.content-body p { margin-bottom: 1rem; }

.complaints-layout {
    max-width: 820px;
    margin: 0 auto;
}

.complaints-intro {
    color: var(--text-light);
    line-height: 1.75;
    font-size: 0.98rem;
    margin-bottom: 2.5rem;
}

.complaints-intro ul {
    margin: 0.75rem 0 1.25rem 1.25rem;
}

.complaints-intro li {
    margin-bottom: 0.35rem;
}

.complaints-form {
    max-width: 100%;
    padding-top: 0.5rem;
    border-top: 1px solid var(--border);
}

.breadcrumb {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    justify-content: center;
    margin-bottom: 1rem;
    font-size: 0.9rem;
    color: var(--text-light);
}

.breadcrumb a {
    color: var(--primary);
    text-decoration: none;
}

.breadcrumb a:hover { text-decoration: underline; }

.page-subtitle {
    margin-top: 0.75rem;
    font-size: 1.1rem;
    color: var(--text-light);
}

.about-content h2 {
    color: var(--accent-navy);
    margin: 2.5rem 0 1rem;
    font-size: 1.6rem;
}

.about-content h2:first-child { margin-top: 0; }

.about-content h3 {
    color: var(--page-header-bg);
    margin: 1.75rem 0 0.75rem;
    font-size: 1.2rem;
}

.about-content ul {
    margin: 0 0 1.5rem 1.5rem;
}

.about-content li { margin-bottom: 0.6rem; }

.about-objectives-title {
    color: var(--accent-navy);
    margin: 2.5rem 0 1.5rem;
    font-size: 1.6rem;
    text-align: center;
}

.about-objectives-grid {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 1.5rem;
    margin-bottom: 2.5rem;
}

.about-objective-item {
    text-align: center;
}

.about-objective-icon {
    width: 80px;
    height: 80px;
    object-fit: contain;
    margin: 0 auto 1rem;
    display: block;
}

.about-objective-item p {
    color: var(--text-light);
    font-size: 0.9rem;
    line-height: 1.5;
    margin: 0;
}

.breadcrumb a {
    display: inline-flex;
    align-items: center;
    gap: 0.35rem;
}

.breadcrumb-home-icon {
    flex-shrink: 0;
    opacity: 0.9;
}

@media (max-width: 992px) {
    .about-objectives-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 600px) {
    .about-objectives-grid {
        grid-template-columns: 1fr;
        max-width: 320px;
        margin-left: auto;
        margin-right: auto;
    }
}

.management-section { margin-bottom: 3rem; }

.management-section h2 {
    color: var(--accent-navy);
    font-size: 1.6rem;
    margin-bottom: 1.5rem;
    text-align: center;
}

.management-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(240px, 1fr));
    gap: 1.5rem;
}

.management-card {
    background: var(--bg-alt, #f8f9fa);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    padding: 1.5rem;
    text-align: center;
    transition: box-shadow 0.2s;
}

.management-card-photo {
    width: 120px;
    height: 120px;
    margin: 0 auto 1rem;
    border-radius: 50%;
    overflow: hidden;
    border: 3px solid var(--page-header-bg);
}

.management-card-photo img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.management-card.has-profile {
    padding: 0;
}

.management-card.has-profile .management-card-photo {
    margin-top: 1.5rem;
}

.management-card:hover {
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.08);
}

.management-card h3 {
    color: var(--accent-navy);
    font-size: 1.1rem;
    margin-bottom: 0.5rem;
}

.management-card p {
    color: var(--text-light);
    font-size: 0.95rem;
    margin: 0;
}

.management-card-link {
    display: block;
    padding: 1.5rem;
    text-decoration: none;
    color: inherit;
}

.management-card-link:hover h3 {
    text-decoration: underline;
}

.management-card .read-more {
    display: inline-block;
    margin-top: 0.75rem;
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--primary);
}

.management-profile {
    max-width: 800px;
    margin: 0 auto;
}

.management-profile-image {
    text-align: center;
    margin-bottom: 2rem;
}

.management-profile-image img {
    max-width: 280px;
    width: 100%;
    border-radius: 50%;
    object-fit: cover;
    aspect-ratio: 1;
    border: 4px solid var(--page-header-bg);
}

.management-profile-bio {
    line-height: 1.8;
    font-size: 1.05rem;
}

.management-profile-bio p {
    margin-bottom: 1rem;
}

.management-profile-back {
    margin-top: 2.5rem;
    padding-top: 1.5rem;
    border-top: 1px solid var(--border);
}

.management-profile-back a {
    font-weight: 600;
    color: var(--primary);
}

.lead { font-size: 1.15rem; color: var(--text-light); margin-bottom: 2rem; }

/* Table */
.features-table {
    width: 100%;
    border-collapse: collapse;
    margin: 2rem 0;
}

.features-table th,
.features-table td {
    padding: 1rem;
    text-align: left;
    border-bottom: 1px solid var(--border);
}

.features-table th {
    background: var(--primary-light);
    color: var(--primary);
    font-weight: 600;
}

.features-table tr:hover td { background: var(--bg-alt); }

/* Forms */
.form-layout {
    display: grid;
    grid-template-columns: 2fr 1fr;
    gap: 3rem;
}

.contact-form .form-group { margin-bottom: 1.2rem; }

.contact-form label {
    display: block;
    font-weight: 600;
    margin-bottom: 0.4rem;
}

.contact-form input,
.contact-form textarea,
.contact-form select {
    width: 100%;
    padding: 0.75rem;
    border: 1px solid var(--border);
    border-radius: var(--radius);
    font-family: inherit;
    font-size: 1rem;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
}

.contact-info h3 { color: var(--primary); margin-bottom: 1rem; }
.contact-info .hours { font-size: 1.3rem; font-weight: 700; color: var(--primary); margin-bottom: 1.5rem; }
.contact-map { height: 280px; margin-top: 1.5rem; }

/* Alerts */
.alert {
    padding: 1rem 0;
    text-align: center;
    font-weight: 600;
}

.alert-success { background: #d4edda; color: #155724; }
.alert-error { background: #f8d7da; color: #721c24; }
.alert ul { list-style: none; }

/* Footer */
.site-footer {
    background: var(--secondary);
    color: #ccc;
    padding: 3rem 0 1rem;
}

.footer-grid {
    display: grid;
    grid-template-columns: 1fr 2fr;
    gap: 3rem;
    margin-bottom: 2rem;
}

.footer-col h3 {
    color: #fff;
    margin-bottom: 1rem;
}

.footer-col a { color: #ccc; }

.footer-col a:hover {
    color: #fff;
}

.footer-brand {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
}

.footer-logo {
    display: inline-block;
    margin-top: 1.5rem;
    text-decoration: none;
}

.footer-logo-img {
    width: 180px;
    height: auto;
    display: block;
}

.network-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 0.5rem;
    font-size: 0.85rem;
}

.footer-bottom {
    border-top: 1px solid #444;
    padding-top: 1rem;
    text-align: center;
    font-size: 0.85rem;
}

.text-center { text-align: center; }

.pagination-wrap { margin-top: 2rem; display: flex; justify-content: center; }

.key-benefits {
    margin-top: 2rem;
    background: var(--primary-light);
    padding: 1.5rem 2rem;
    border-radius: var(--radius);
}

.key-benefits h3 {
    color: var(--primary);
    margin-bottom: 1rem;
}

.key-benefits ul {
    margin-left: 1.5rem;
}

.key-benefits li {
    margin-bottom: 0.5rem;
}

/* Loan detail page */
.loan-detail-page {
    padding: 2rem 0 4rem;
    background: #fff;
    --loan-accent: var(--primary);
}

.loan-detail-breadcrumb {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 0.88rem;
    color: var(--text-light);
    margin-bottom: 2rem;
    flex-wrap: wrap;
}

.loan-detail-breadcrumb a {
    color: var(--primary);
    text-decoration: none;
}

.loan-detail-breadcrumb a:hover {
    text-decoration: underline;
}

.loan-detail-hero {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 2.5rem;
    align-items: center;
    margin-bottom: 3rem;
}

.loan-detail-hero-content {
    position: relative;
}

.loan-detail-hero-content--botanical::before {
    content: '';
    position: absolute;
    top: -20px;
    left: -30px;
    width: 200px;
    height: 200px;
    background: radial-gradient(circle, rgba(236, 54, 66, 0.06) 0%, transparent 70%);
    pointer-events: none;
    z-index: 0;
}

.loan-detail-hero-content--botanical::after {
    content: '';
    position: absolute;
    bottom: 0;
    right: 10%;
    width: 120px;
    height: 120px;
    opacity: 0.08;
    background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 100 100' fill='%23EC3642'%3E%3Cpath d='M50 10 Q70 40 50 70 Q30 40 50 10 M50 70 Q60 85 50 95 Q40 85 50 70'/%3E%3C/svg%3E") center/contain no-repeat;
    pointer-events: none;
    z-index: 0;
}

.loan-detail-hero-content > * {
    position: relative;
    z-index: 1;
}

.loan-detail-header-icon {
    width: 56px;
    height: 56px;
    margin-bottom: 1rem;
}

.loan-detail-header-icon svg {
    width: 100%;
    height: 100%;
}

.loan-detail-hero h1 {
    font-size: 2.2rem;
    color: var(--accent-navy);
    margin: 0 0 0.5rem;
    line-height: 1.2;
}

.loan-detail-subtitle {
    color: var(--loan-accent);
    font-weight: 700;
    font-size: 1.05rem;
    margin: 0 0 1rem;
}

.loan-detail-description {
    color: var(--text-light);
    line-height: 1.75;
    font-size: 0.98rem;
}

.loan-detail-description p {
    margin: 0 0 1rem;
}

.loan-detail-description p:last-child {
    margin-bottom: 0;
}

.loan-detail-hero-image {
    position: relative;
    overflow: hidden;
    border-radius: 12px;
    mask-image: linear-gradient(to right, transparent, black 12%, black 88%, transparent);
    -webkit-mask-image: linear-gradient(to right, transparent, black 12%, black 88%, transparent);
}

.loan-detail-hero-image img {
    width: 100%;
    height: 320px;
    object-fit: cover;
    display: block;
}

.loan-hero-overlay-card {
    position: absolute;
    bottom: 1.25rem;
    right: 1.25rem;
    background: #fff;
    border-radius: 10px;
    padding: 0.75rem 1rem;
    display: flex;
    align-items: center;
    gap: 0.6rem;
    box-shadow: 0 4px 16px rgba(0, 0, 0, 0.12);
    font-size: 0.88rem;
    max-width: 240px;
}

.loan-hero-overlay-text {
    display: flex;
    flex-direction: column;
    gap: 0.15rem;
    line-height: 1.35;
}

.loan-hero-overlay-text strong {
    font-weight: 700;
    color: var(--accent-navy);
}

.loan-hero-overlay-text span {
    font-weight: 400;
    font-size: 0.82rem;
    color: var(--text-light);
}

.loan-hero-overlay-icon {
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background: var(--primary-light);
    color: var(--primary);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.loan-hero-overlay-icon svg {
    width: 18px;
    height: 18px;
}

.loan-hero-overlay-icon--square {
    border-radius: 8px;
    background: var(--primary);
    color: #fff;
}

.loan-hero-overlay-card--accent .loan-hero-overlay-icon {
    background: rgba(45, 90, 56, 0.12);
    color: var(--loan-accent);
}

.loan-hero-highlights {
    display: flex;
    flex-wrap: wrap;
    gap: 1.25rem 2rem;
    margin-top: 1.5rem;
}

.loan-hero-highlight {
    display: flex;
    align-items: flex-start;
    gap: 0.65rem;
    min-width: 180px;
    flex: 1;
}

.loan-hero-highlight-icon {
    width: 36px;
    height: 36px;
    min-width: 36px;
    border-radius: 50%;
    background: rgba(45, 90, 56, 0.1);
    color: var(--loan-accent);
    display: flex;
    align-items: center;
    justify-content: center;
}

.loan-hero-highlight-icon svg {
    width: 20px;
    height: 20px;
}

.loan-hero-highlight strong {
    display: block;
    font-size: 0.9rem;
    color: var(--accent-navy);
    margin-bottom: 0.1rem;
}

.loan-hero-highlight span {
    font-size: 0.8rem;
    color: var(--text-light);
    line-height: 1.4;
}

.loan-section-icon--accent {
    background: var(--loan-accent);
}

.loan-detail-page--green .loan-benefit-divider {
    background: var(--loan-accent);
}

.loan-detail-page--green .loan-benefit-icon {
    color: var(--loan-accent);
    border-color: rgba(45, 90, 56, 0.25);
    box-shadow: 0 2px 8px rgba(45, 90, 56, 0.12);
}

.loan-benefits-panel--green {
    background: linear-gradient(135deg, #f4faf5 0%, #e8f5ea 45%, #fff 100%);
}

.loan-benefits-panel--divided .loan-benefit-item {
    border-right: 1px dashed var(--border);
    padding: 0 1rem;
}

.loan-benefits-panel--divided .loan-benefit-item:last-child {
    border-right: none;
}

.loan-detail-cta--bar {
    background: #f5f7fa;
    border-radius: 12px;
    padding: 1.25rem 1.5rem;
    border-top: none;
    margin-top: 0;
}

.loan-detail-cta--green .loan-trust-item-icon {
    color: var(--loan-accent);
}

.loan-section-title {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    font-size: 1.35rem;
    color: var(--accent-navy);
    margin: 0 0 1.25rem;
}

.loan-section-icon {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: var(--primary);
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.loan-section-icon svg {
    width: 18px;
    height: 18px;
}

.loan-rate-section {
    margin-bottom: 3rem;
}

/* Shared loan rates table (norms page + loan detail pages) */
.loan-rates-section {
    margin-top: 2.5rem;
    margin-bottom: 3rem;
}

.loan-rates-title {
    color: var(--accent-navy);
    font-size: 1.35rem;
    font-weight: 700;
    margin: 0 0 1rem;
    text-align: left;
}

.loan-rates-table-wrap {
    overflow-x: auto;
    border: 1px solid #c5c5c5;
    background: #fff;
}

.loan-rates-table {
    width: 100%;
    border-collapse: collapse;
    font-size: 0.92rem;
    min-width: 640px;
}

.loan-rates-table th,
.loan-rates-table td {
    padding: 0.7rem 1rem;
    text-align: center;
    border: 1px solid #c5c5c5;
    vertical-align: middle;
}

.loan-rates-table thead th {
    background: #f2f2f2;
    color: #111;
    font-weight: 700;
    line-height: 1.35;
}

.loan-rates-product {
    font-weight: 700;
    text-align: left;
    background: #fff;
}

.loan-rates-italic {
    font-style: italic;
}

.loan-rate-table-wrap {
    background: #fff;
    border-radius: 12px;
    box-shadow: 0 2px 16px rgba(0, 0, 0, 0.07);
    overflow: hidden;
}

.loan-rate-table {
    width: 100%;
    border-collapse: collapse;
    font-size: 0.92rem;
    min-width: 600px;
}

.loan-rate-table th,
.loan-rate-table td {
    padding: 1rem 1.25rem;
    text-align: center;
}

.loan-rate-table th {
    background: var(--primary);
    color: #fff;
    font-weight: 600;
    white-space: normal;
    line-height: 1.35;
    max-width: 160px;
}

.loan-rate-table th .th-icon {
    display: block;
    margin: 0 auto 0.35rem;
    width: 20px;
    height: 20px;
    opacity: 0.9;
}

.loan-rate-table th .th-icon svg {
    width: 100%;
    height: 100%;
}

.loan-rate-table tbody tr:nth-child(even) {
    background: #f8f9fb;
}

.loan-rate-table tbody tr:hover {
    background: var(--primary-light);
}

.loan-rate-table .loan-rate-product {
    font-weight: 700;
    text-align: left;
    vertical-align: middle;
}

.loan-rate-table--all {
    min-width: 760px;
}

.loan-rate-separator td {
    padding: 0;
    height: 10px;
    background: #d9d9d9;
    border: none;
    pointer-events: none;
}

.loan-rate-separator:hover td {
    background: #d9d9d9;
}

.loan-rate-table-wrap {
    overflow-x: auto;
}

/* Legacy norms aliases – keep for cached views */
.norms-rates-section {
    margin-top: 2.5rem;
}

.norms-rates-section h2 {
    color: var(--accent-navy);
    font-size: 1.5rem;
    margin-bottom: 1.25rem;
}

.norms-rates-table-wrap {
    overflow-x: auto;
    border: 1px solid #c5c5c5;
    background: #fff;
}

.norms-rates-table {
    width: 100%;
    border-collapse: collapse;
    font-size: 0.92rem;
    min-width: 760px;
}

.norms-rates-table th,
.norms-rates-table td {
    padding: 0.75rem 1rem;
    text-align: center;
    border: 1px solid #c5c5c5;
}

.norms-rates-table thead th {
    background: #d9d9d9;
    color: #111;
    font-weight: 700;
}

.norms-rates-product {
    font-weight: 700;
    text-align: left;
    vertical-align: middle;
    background: #fff;
}

.norms-rates-italic {
    font-style: italic;
}

.norms-rates-separator td {
    padding: 0;
    height: 10px;
    background: #d9d9d9;
    border-left: none;
    border-right: none;
}

.loan-benefits-section {
    margin-bottom: 3rem;
}

.loan-benefits-section .hero-promo-box {
    max-width: none;
    margin-bottom: 1.25rem;
}

.loan-benefits-panel {
    background: linear-gradient(135deg, #fff5f5 0%, #fdecec 50%, #fff 100%);
    background-size: cover;
    background-position: center right;
    border-radius: 14px;
    padding: 2rem 2.5rem;
    display: grid;
    grid-template-columns: 1fr auto;
    gap: 1.5rem;
    align-items: center;
    position: relative;
    overflow: hidden;
}

.loan-benefits-panel[style*="background-image"] {
    background-blend-mode: lighten;
}

.loan-benefits-panel[style*="background-image"]::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(90deg, rgba(255,255,255,0.97) 55%, rgba(255,255,255,0.75) 100%);
    pointer-events: none;
}

.loan-benefits-panel[style*="background-image"] .loan-benefits-grid {
    position: relative;
    z-index: 1;
}

.loan-benefits-panel--cols-4 .loan-benefits-grid {
    grid-template-columns: repeat(4, 1fr);
}

.loan-benefits-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.5rem;
}

.loan-benefit-item {
    text-align: center;
}

.loan-benefit-icon {
    width: 52px;
    height: 52px;
    border-radius: 50%;
    background: #fff;
    color: var(--primary);
    border: 2px solid var(--primary-light);
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 0.85rem;
    box-shadow: 0 2px 8px rgba(236, 54, 66, 0.15);
}

.loan-benefit-icon svg {
    width: 26px;
    height: 26px;
}

.loan-benefit-item h4 {
    font-size: 0.95rem;
    color: var(--accent-navy);
    margin: 0 0 0.35rem;
    line-height: 1.3;
}

.loan-benefit-divider {
    display: block;
    width: 32px;
    height: 2px;
    background: var(--primary);
    margin: 0 auto 0.65rem;
    border-radius: 1px;
}

.loan-benefit-item p {
    font-size: 0.85rem;
    color: var(--text-light);
    line-height: 1.5;
    margin: 0;
}

.loan-benefits-panel--pink {
    background: linear-gradient(135deg, #fff5f7 0%, #fde8ec 45%, #fff 100%);
}

.loan-benefits-decor {
    width: 160px;
    flex-shrink: 0;
}

.loan-benefits-decor img {
    width: 100%;
    height: auto;
}

.loan-detail-cta {
    display: flex;
    align-items: center;
    gap: 2rem;
    flex-wrap: wrap;
    padding: 1.5rem 0;
    border-top: 1px solid var(--border);
    margin-top: 1rem;
}

.loan-trust-items {
    display: flex;
    align-items: flex-start;
    gap: 0;
    flex-wrap: wrap;
    flex: 1;
}

.loan-trust-item {
    display: flex;
    align-items: flex-start;
    gap: 0.65rem;
    min-width: 160px;
    padding: 0 1.5rem;
    border-left: 1px solid var(--border);
}

.loan-trust-item:first-child {
    padding-left: 0;
    border-left: none;
}

.loan-trust-item-icon {
    width: 36px;
    height: 36px;
    min-width: 36px;
    color: var(--primary);
    display: flex;
    align-items: center;
    justify-content: center;
}

.loan-trust-item-icon svg {
    width: 24px;
    height: 24px;
}

.loan-trust-item strong {
    display: block;
    font-size: 0.9rem;
    color: var(--accent-navy);
    margin-bottom: 0.15rem;
}

.loan-trust-item span {
    font-size: 0.82rem;
    color: var(--text-light);
    line-height: 1.4;
}

.btn-apply-loan {
    display: inline-flex;
    align-items: center;
    gap: 0.6rem;
    background: var(--primary);
    color: #fff;
    font-size: 1.05rem;
    font-weight: 600;
    padding: 0.9rem 2rem;
    border-radius: 8px;
    text-decoration: none;
    transition: background 0.2s;
    border: none;
    cursor: pointer;
}

.btn-apply-loan svg {
    width: 20px;
    height: 20px;
}

.btn-apply-loan:hover {
    background: var(--primary-dark);
    color: #fff;
}

@media (max-width: 992px) {
    .loan-detail-hero {
        grid-template-columns: 1fr;
    }

    .loan-detail-hero-image {
        mask-image: none;
        -webkit-mask-image: none;
    }

    .loan-benefits-panel {
        grid-template-columns: 1fr;
    }

    .loan-benefits-panel--cols-4 .loan-benefits-grid,
    .loan-benefits-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .loan-benefits-panel--divided .loan-benefit-item {
        border-right: none;
        border-bottom: 1px dashed var(--border);
        padding: 0 0 1.25rem;
    }

    .loan-benefits-panel--divided .loan-benefit-item:last-child {
        border-bottom: none;
        padding-bottom: 0;
    }

    .loan-hero-highlights {
        flex-direction: column;
        gap: 1rem;
    }

    .loan-benefits-decor {
        display: none;
    }

    .loan-trust-items {
        gap: 1.25rem;
    }
}

@media (max-width: 640px) {
    .loan-detail-hero h1 {
        font-size: 1.7rem;
    }

    .loan-detail-cta {
        flex-direction: column;
        align-items: stretch;
    }

    .loan-trust-items {
        flex-direction: column;
    }

    .loan-trust-item {
        border-left: none;
        padding: 0;
        padding-bottom: 1rem;
        border-bottom: 1px solid var(--border);
    }

    .loan-trust-item:last-child {
        border-bottom: none;
        padding-bottom: 0;
    }

    .loan-benefits-panel--cols-4 .loan-benefits-grid,
    .loan-benefits-grid {
        grid-template-columns: 1fr;
    }
}

/* Rate table (legacy) */
.rate-table-section {
    margin: 2rem 0;
}

.rate-table-section h3 {
    color: var(--primary);
    margin-bottom: 1rem;
    font-size: 1.3rem;
}

.table-responsive {
    overflow-x: auto;
}

.rate-table {
    width: 100%;
    border-collapse: collapse;
    font-size: 0.9rem;
    min-width: 500px;
}

.rate-table th,
.rate-table td {
    padding: 0.85rem 1rem;
    text-align: center;
    border: 1px solid var(--border);
}

.rate-table th {
    background: var(--primary);
    color: #fff;
    font-weight: 600;
    white-space: nowrap;
}

.rate-table tbody tr:nth-child(even) {
    background: var(--bg-alt);
}

.rate-table tbody tr:hover {
    background: var(--primary-light);
}

.form-hint {
    display: block;
    margin-top: 0.35rem;
    font-size: 0.85rem;
    color: var(--text-light);
}

.calc-details {
    font-size: 0.9rem;
    color: var(--text-light);
    margin-bottom: 1rem;
}

/* Responsive */
@media (max-width: 992px) {
    .hero-inner { grid-template-columns: 1fr; }
    .hero--home-main { min-height: auto; padding-top: 1.5rem; }
    .hero--home-inner { grid-template-columns: 1fr; }
    .hero--home-content { max-width: none; }
    .hero--home-calculator { justify-self: stretch; max-width: none; }
    .hero--home-bg { background-position: center top; }
    .hero-features { grid-template-columns: 1fr; }
    .hero-features--inline {
        flex-direction: column;
        align-items: center;
    }
    .hero-features--inline .hero-feature {
        flex-basis: auto;
        width: min(100%, 320px);
    }
    .hero-trust-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .hero-trust-item:nth-child(2) { border-right: none; }
    .hero-trust-item:nth-child(1),
    .hero-trust-item:nth-child(2) { border-bottom: 1px solid #e5e7eb; padding-bottom: 1rem; margin-bottom: 0.5rem; }
    .hero-trust-item:nth-child(3),
    .hero-trust-item:nth-child(4) { padding-top: 0.5rem; }
    .stats-grid { grid-template-columns: repeat(3, 1fr); }
    .form-layout { grid-template-columns: 1fr; }
    .footer-grid { grid-template-columns: 1fr; }
    .network-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
    .calc-summary-grid,
    .tier-info-grid {
        grid-template-columns: 1fr;
    }

    .nav-toggle { display: flex; }

    .main-nav {
        display: none;
        position: absolute;
        top: 100%;
        left: 0;
        right: 0;
        background: #fff;
        flex-direction: column;
        padding: 1rem;
        box-shadow: var(--shadow);
    }

    .main-nav.open { display: flex; }

    .nav-list { flex-direction: column; width: 100%; }

    .dropdown {
        position: static;
        box-shadow: none;
        padding-left: 1rem;
    }

    .has-dropdown:hover .dropdown { display: block; }

    .stats-grid { grid-template-columns: repeat(2, 1fr); }
    .form-row { grid-template-columns: 1fr; }
    .hero h1 { font-size: 2.2rem; }
    .hero-subtitle { font-size: 1.75rem; }
    .hero-title-line1,
    .hero-title-line2 { font-size: 2rem; }
    .hero-promo-box { max-width: none; }
    .hero-trust-grid { grid-template-columns: 1fr; }
    .hero-trust-item {
        border-right: none;
        border-bottom: 1px solid #e5e7eb;
        padding: 0.85rem 1.25rem;
    }
    .hero-trust-item:last-child { border-bottom: none; }
    .hero-trust-item:nth-child(1),
    .hero-trust-item:nth-child(2),
    .hero-trust-item:nth-child(3),
    .hero-trust-item:nth-child(4) {
        border-bottom: 1px solid #e5e7eb;
        padding-bottom: 0.85rem;
        margin-bottom: 0;
        padding-top: 0.85rem;
    }
}