Personal / Basic Loan
Income & Business
The Personal/Basic Loan from KGMAMF can be used for various income-generating activities and entrepreneurial development initiatives. This loan is designed to provide quick and accessible financing to support your business growth and income-generating activities.
Loan Rate Table - Effective from 01.04.2026
| Loan Size | Interest rate % (declining) | Effective Interest rate % (declining) | Loan Terms | Payment |
|---|---|---|---|---|
| €200 - €5,000 | 18% | 19.70% | 36 Months | Bi-Weekly |
| €5,001 - €10,000 | 18% | 19.70% | 48 Months | Bi-Weekly |
| €10,001 - €25,000 | 15% | 16.17% | 48 Months | Bi-Weekly |
Key Benefits
GET A LOAN
WITHOUT GUARANTORS,
WITHOUT COLLATERAL
and
0%
ADMINISTRATIVE EXPENSES
Income-generating activities
Use the loan to grow your income and improve your financial stability.
Entrepreneurial development
Support your business ideas and unlock new opportunities for success.
No guarantor required
Easy and accessible financing without the need for a guarantor.
Apply for Loan
Quick process
Simple & fast approval
Flexible terms
Terms that work for you
Trusted support
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